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Building Credit just got easy AF.

Welcome to Vybe Credit

The world's only secured credit card that doesn't require an upfront cash deposit. All you need is a working, good condition smartphone, and you're approved!

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A minimum $200 credit limit.

The brand new way to build or re-build credit

Our patented method makes it so that all you need is a good-condition, working smartphone to be approved for a Vybe secured Visa or Mastercard with a minimium $200 credit limit.

The best part

Unlike every other secured credit card, there's no upfront cash deposit required, no credit check, and you get to keep your smartphone. It's that easy.

#DripResponsibly

You can do you, and build your credit at the same time. Only with Vybe. Built by people our age, with our goals and challenges in mind. Better credit. Better life. #Facts.

Vybe can also be your side hustle

Get that bread and make some money on the side with Vybe's Side Hustle Program.

Vybe vs. Traditional Secured Credit Cards

 

Vybe

 

Nope!

 

Nope!

 

Yup!

 

Capital One

 

Yup!

 

Yup!

 

Nope!

 

BoA

 

Yup!

 

Yup!

 

Nope!

 

Citibank

 

Yup!

 

Yup!

 

Nope!

 

Every secured card ever!

 

Yup!

 

Yup!

 

Nope!

 

Upfront Cash Deposit

 

Bank Account/Credit Required

 

Lets you Drip Responsibly

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Get Started Today

No bank account or credit required. Only a smartphone is needed for approval.

Thanks for submitting!

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