Building Credit just got easy AF.
Welcome to Vybe Credit
The world's only secured credit card that doesn't require an upfront cash deposit. All you need is a working, good condition smartphone, and you're approved!
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A minimum $200 credit limit.
The brand new way to build or re-build credit
Our patented method makes it so that all you need is a good-condition, working smartphone to be approved for a Vybe secured Visa or Mastercard with a minimium $200 credit limit.
The best part
Unlike every other secured credit card, there's no upfront cash deposit required, no credit check, and you get to keep your smartphone. It's that easy.
#DripResponsibly
You can do you, and build your credit at the same time. Only with Vybe. Built by people our age, with our goals and challenges in mind. Better credit. Better life. #Facts.
Vybe can also be your side hustle
Get that bread and make some money on the side with Vybe's Side Hustle Program.
Vybe vs. Traditional Secured Credit Cards
Vybe
Nope!
Nope!
Yup!
Capital One
Yup!
Yup!
Nope!
BoA
Yup!
Yup!
Nope!
Citibank
Yup!
Yup!
Nope!
Every secured card ever!
Yup!
Yup!
Nope!
Upfront Cash Deposit
Bank Account/Credit Required
Lets you Drip Responsibly
Get Started Today
No bank account or credit required. Only a smartphone is needed for approval.