Welcome to Vybe Credit
Coming Soon.
Having good credit very simply makes life better. We're going to make it easy for people to get & maintain good credit. We're going to help. What's your Vybe?



A minimum $200 credit limit + cash back rewards.
Welcome to the brand new way to build or re-build credit.
Our patented method makes it so that all you need is a good-condition, working smartphone to be approved for a Vybe secured Visa or Mastercard.
The best part
There's no upfront cash deposit required, no credit check, and you get to keep your smartphone! It's that easy.


#DripResponsibly
You can do you, and build your credit at the same time. Only with Vybe. Built by people our age, with our goals and challenges in mind. Better credit. Better life. #Facts.
Find a side hustle
Get that bread and make some money on the side by finding a side job that fits your schedule with Vybe's Side Hustle feature.

Vybe vs. Traditional Secured Credit Cards
Vybe
Nope!
Yup!
Yup!
Capital One
Yup!
Nope!
Nope!
BoA
Yup!
Nope!
Nope!
Citibank
Yup!
Nope!
Nope!
Every secured card ever!
Yup!
Nope!
Nope!
Upfront Cash Deposit
Rewards/Cashback
Lets you Drip Responsibly

Get Started Today
No bank account or credit required. Only a smartphone is needed for approval!